关于调整住房公积金贷款业务政策的解读
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);visibility: visible;"><span style="outline: 0px;font-family: 黑体;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">一、出台背景</span></span><span style="outline: 0px;font-family: 黑体;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><o:p style="outline: 0px;visibility: visible;"></o:p></span><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;visibility: visible;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">为充分发挥住房公积金政策性住房金融保障作用，促进房地产市场健康平稳发展，贯彻落实中共中央</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">、</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">国务院生育支持政策，支持职工刚性和改善性住房需求，经</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">十堰</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">市第</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">四</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">届住房公积金管理委员会第</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">五</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">次会议审议通过，调整了两项住房公积金贷款业务政策。现将调整的政策解读如下：</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><o:p style="outline: 0px;visibility: visible;"></o:p></span></section>
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);visibility: visible;"><span style="outline: 0px;font-family: 黑体;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">二、提高住房公积金贷款额度</span></span><span style="outline: 0px;font-family: 黑体;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><o:p style="outline: 0px;visibility: visible;"></o:p></span>
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-family: 楷体_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><span style="outline: 0px;visibility: visible;">（一）政策原文</span></span></strong><strong style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-family: 楷体_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;visibility: visible;"><o:p style="outline: 0px;visibility: visible;"></o:p></span></strong>
<section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;visibility: visible;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;visibility: visible;">十堰住房公积金个人</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;visibility: visible;">住房</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;visibility: visible;"><span style="outline: 0px;visibility: visible;">贷款最高额度由</span><span style="outline: 0px;visibility: visible;">50万元调整为60万元。</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;visibility: visible;"><o:p style="outline: 0px;visibility: visible;"></o:p></span></section>
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);visibility: visible;"><strong style="outline: 0px;"><span style="outline: 0px;font-family: 楷体_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">（二）政策解读</span></span></strong><strong style="outline: 0px;"><span style="outline: 0px;font-family: 楷体_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></strong>
<section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">1.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">贷款对象：</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">十堰行政区域内单位缴存职工在湖北省为本人、配偶、父母及子女购</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">(</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">建</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">)</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">房</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">的；</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">异地单位缴存职工在十堰为本人、配偶、父母及子女购</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">(</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">建</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">)</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">房</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">的；</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">十堰行政区域内灵活就业缴存人员在十堰</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">为本人及配偶购买自住住房的。</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">2.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">贷款类型</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">：</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">纯公积金贷款、个人住房商业贷款转住房公积金贷款、组合贷款中的住房公积金贷款。</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">3.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">购建房类型</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">：</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">购买新建商品房、二手房</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">,</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">建造、翻建、大修的自住住房。</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">4.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">符合上述条件的借款人</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">申请住房公积金贷款时，</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">除满足前述条件外，还应符合现行</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">住房公积金贷款</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">操作指南相关规定。</span></span><span style="outline: 0px;"><o:p style="outline: 0px;"></o:p></span></section>
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);"><span style="outline: 0px;font-family: 黑体;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">三、</span></span><span style="outline: 0px;font-family: 黑体;color: rgb(0, 0, 0);letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">提高</span></span><span style="outline: 0px;font-family: 黑体;color: rgb(0, 0, 0);letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">二孩及以上家庭</span></span><span style="outline: 0px;font-family: 黑体;color: rgb(0, 0, 0);letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">住房公积金贷款额度</span></span>
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);"><strong style="outline: 0px;letter-spacing: 0.034em;"><span style="outline: 0px;font-family: 楷体_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">（一）政策原文</span></strong><span style="outline: 0px;font-family: 黑体;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"> </span>
<section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">十堰行政区域内住房公积金单位缴存职工家庭生育、抚养两个及以上未成年子女的，在湖北省内购买自住住房申请住房公积金贷款，其最高可贷额度按现有额度（</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">60万</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;"><span style="outline: 0px;">）的</span><span style="outline: 0px;">1.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">2</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">倍</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">(72万元)</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">申请，且不超过房屋总价的规定比例。</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;"><o:p style="outline: 0px;"></o:p></span></section>
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);"><strong style="outline: 0px;"><span style="outline: 0px;font-family: 楷体_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">（二）政策解读</span></span></strong><strong style="outline: 0px;"><span style="outline: 0px;font-family: 楷体_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></strong>
<section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">1.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">贷款对象：</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">十堰行政区域内</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">住房公积金单位缴存职工。</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">2.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">适用范围：</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">在</span><strong style="outline: 0px;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">湖北省以本人、配偶及未成年子女（包括共有）名义</span></strong><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">购买自住住房的</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;">。</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">3.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">二孩及以上家庭认定：</span></span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">（</span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">1</span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">）单位缴存职工家庭生育、抚养或合法收养两个（含）以上未成年子女（为现有子女数，</span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">申请贷款时</span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">均未满18周岁）。办理业务时提供亲属关系证明材料：如户口簿、医学出生证明、</span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">收养登记证等。</span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">（</span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">2</span><span style="outline: 0px;text-indent: 2em;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">）若有离异或再婚情形的，还需提供记载抚养权归属的法院判决书（民事调解书、离婚协议书）等。</span></section><section style="margin-right: 0pt;padding: 0pt;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">4.</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">贷款额度计算：例如</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">某家庭按照我市现行住房公积金贷款政策规定可申请贷款</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">60</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">万元，同时又符合</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">二</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">孩及以上家庭条件，可在</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">60</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">万元基础上上浮</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">1.2倍</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">，</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">最高可贷额度</span>72</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;">万元。</span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;"><o:p style="outline: 0px;"></o:p></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">5.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">贷款类型</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">：</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">纯公积金贷款、个人住房商业贷款转住房公积金贷款、组合贷款中的住房公积金贷款。</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">6.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">购建房类型</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">：</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">购买新建商品房、二手房</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">,</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">建造、翻建、大修的自住住房。</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><o:p style="outline: 0px;"></o:p></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-indent: 2em;"><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">7.</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">二孩及以上</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">家庭申请住房公积金贷款时，</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">除满足上述条件外，还应符合现行</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">住房公积金贷款</span></span><span style="outline: 0px;font-family: 仿宋_GB2312;letter-spacing: 0pt;font-size: 16pt;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="outline: 0px;">操作指南相关规定。</span></span><span style="outline: 0px;"><o:p style="outline: 0px;"></o:p></span></section>
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-align: right;"><span style="outline: 0px;"></span><span style="outline: 0px;"> </span><span style="outline: 0px;"> </span><span style="outline: 0px;">十堰住房公积金中心</span><span style="outline: 0px;"><o:p style="outline: 0px;"></o:p></span>
<p style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);text-align: right;"><span style="outline: 0px;"></span><span style="outline: 0px;"> </span><span style="outline: 0px;"> </span><span style="outline: 0px;">2023年5月30日</span>
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