警惕！“12315”被仿冒，有多人上当
<section class="mp_profile_iframe_wrp"><mp-common-profile class="js_uneditable custom_select_card mp_profile_iframe" data-pluginname="mpprofile" data-id="MzI1MTAyOTA4Ng==" data-headimg="https://www.hbrdcm.com/plugin.php?id=wcn_editor:wx_img&url=http://mmbiz.qpic.cn/mmbiz_png/f91uJOcbkQawkB2UGiaNdNHV4cia1H1gJmxZo2XRiaueytNPglUAaHtvdT0ia3ibKvGiamXmHonxM4wLHD0GDhhx6Dibg/0?wx_fmt=png" data-nickname="长江云新闻" data-alias="changjiangyunnews" data-signature="云开见世界" data-from="0" data-is_biz_ban="0"></mp-common-profile></section><p></p><section style="line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">曾经投资理财</span></section><section style="line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">结果石沉大海</span></section><section style="line-height: 1.75em;text-align: center;"><strong><span style="letter-spacing: 1px;">如今“12315”平台主动联系</span></strong></section><section style="line-height: 1.75em;text-align: center;"><strong><span style="letter-spacing: 1px;">帮忙维权退款</span></strong></section><section style="line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">当收到这样的快递邮件</span></section><section style="line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;">是否觉得峰回路转？</span></section><section style="line-height: 1.75em;text-align: center;"><span style="color: rgb(2, 30, 170);"><strong><span style="letter-spacing: 1px;">当心！这是新型诈骗！</span></strong></span></section><section style="line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">近日，家住浙江省杭州市临平区的吴先生（化名）收到一个快递，打开后发现是一张“全国12315平台退费公告”的退费宣传单，想起自己曾经确实在一家平台做过理财项目，但后来因为平台运营出现问题，亏损了2万多元，很是苦恼。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">在看到单页上清楚写着有<strong>“全国12315平台”为退款办理作保障后</strong>，吴先生以为自己当初投的钱有了转机，没多想便按照单页上给出的联系方式，扫描了二维码，添加了“官方客服”。</span></section><section style="line-height: 1.75em;"></section><section style="line-height: 1.75em;text-align: center;"><span style="letter-spacing: 1px;font-size: 14px;color: rgb(136, 136, 136);">（图为假平台）</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">随后他按照对方发来的链接，下载了一款名为<strong>“12315维权”的APP</strong>。紧接着，A客服与其取得联系，将其拉入一个<strong>“维权清退交流78”</strong>的群聊，线上引导吴先生进行<strong>“资金清退”</strong>。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">对方表示，吴先生的“受害资金”需要通过在平台购买“国库券”的方式进行返还。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"></section><section style="line-height: 1.75em;"><br/></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">吴先生不太懂，客服发来了相关图片并详细介绍：购买不同价值的“国库券”对应获得30%的增值款，这多出来的增值就作为“清退资金”返还，申请人可根据自己当初的损失，选择购买相应价值的“国库券”。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">起初吴先生有些犹豫，但看到群内大家讨论着有关退费的问题，有不少人通过这个方式成功拿到了退款，便打消了顾虑。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">在对方的引导下，吴先生选择了价值3万元的“国库券”进行购买，并向对方提供了自己的银行卡号。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">就在他打算充值并向对方提供银行“验证码”时，一旁的好友看出了问题，赶紧制止了他。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">好友称，前段时间在小区楼下看到了反诈宣传，关于银行验证码的有关信息一定要提高警惕，以防万一，他叫上吴先生前往当地派出所对情况进行核实。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"></section><section style="line-height: 1.75em;"><br/></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">了解情况后，民警第一时间查看了吴先生手机内的相关软件，<span style="overflow-wrap: break-word;word-break: break-all;font-weight: 700;">发现其下载安装的正是一款山寨版“12315”APP。</span>民警通过正规渠道为吴先生下载了官方“全国12315平台”APP，看到两个相似的软件图标，吴先生这才意识自己险些被骗。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">据了解，</span><span style="letter-spacing: 1px;font-size: var(--articleFontsize);">近日，不少群众反映，遭遇了退款诈骗“新套路”。诈骗分子自称是“12315”平台客服，以“维权”“退款”为由诱导目标对象上钩，最终造成群众资金损失，也损害了国家机关的公信力。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;font-size: var(--articleFontsize);"><br/></span></section><section style="line-height: 1.75em;text-align: center;"><strong><span style="overflow-wrap: break-word;word-break: break-all;font-weight: 700;letter-spacing: 1px;background-color: rgb(2, 30, 170);color: rgb(255, 255, 255);"> 学好这几招 </span></strong></section><section style="line-height: 1.75em;text-align: center;"><strong><span style="overflow-wrap: break-word;word-break: break-all;font-weight: 700;letter-spacing: 1px;background-color: rgb(2, 30, 170);color: rgb(255, 255, 255);"> 捂住你的“钱袋子” </span></strong></section><section style="line-height: 1.75em;"><span style="overflow-wrap: break-word;word-break: break-all;font-weight: 700;letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><strong><span style="letter-spacing: 1px;">1.认准官方网站和官方APP下载渠道</span></strong></section><section style="line-height: 1.75em;"><strong><span style="letter-spacing: 1px;"><br/></span></strong></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">全国12315平台官方网站为“www.12315.cn”，手机APP名称为“全国12315平台”，请认准全国12315平台官方网站和应用名称。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><strong><span style="letter-spacing: 1px;">2.警惕推荐第三方进行维权清退或购买理财产品等行为</span></strong></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">全国12315平台不提供第三方维权清退或协助清退渠道，也不会提供国库券等理财产品。当诈骗分子以“退回学费”“维权清退”等为借口拉群、引导下载第三方链接APP、要求购买理财产品进行兑付退还时，一定要提高警惕，不要轻信。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><section style="line-height: 1.75em;"><strong><span style="letter-spacing: 1px;">3.谨慎提供个人银行账号、密码等敏感信息</span></strong></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;">不轻易下载各类视频聊天软件，不添加私人社交账号与陌生人聊天，更不要共享屏幕进行账户操作，以防账户、存款、贷款、密码等个人信息泄露。</span></section><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"><br/></span></section><p></p><p style="text-align: center;"></p><p></p><section style="line-height: 1.75em;"><span style="letter-spacing: 1px;"></span></section><section style="line-height: 1.75em;"><br/><br/></section><section style="margin-bottom: 0px;white-space: normal;outline: 0px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);overflow-wrap: break-word !important;"><section data-mpa-template="t" mpa-from-tpl="t" mpa-paragraph-type="ignored" style="outline: 0px;overflow-wrap: break-word !important;"><section mpa-from-tpl="t" style="outline: 0px;color: rgb(51, 51, 51);clear: both;min-height: 1em;line-height: normal;overflow-wrap: break-word 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